• Tips For Buyers
BUYERS
Buying a home is perhaps one of the most important and economically binding transactions you will come across in life. The House Agents strive to lessen that burden during every phase of your experience. We are a full service agency, able to refer you to lenders for pre-approval. We can set you up with daily notifications of properties as they come on the market (and at times before). We will organize and schedule your viewings of specifically chosen properties saving you time and frustration. We will write and address all of your contractual and disclosure concerns in making an offer, handling the many steps included in closing a real estate transaction. We also assist you in any way possible with your move into your new home. This specific process is designed to make you, the buyer, feel as comfortable and supported during your new home purchase as possible.
PREPARING FOR THE HOME HUNT
There are certain things you, as the buyer, will need to do to make your home buying process easier. First it helps to know what sort of life you would like to live. The House Agents strive to help you build a life and not just buy a house. We will take you through an in-depth imagining process to help you to solidify your dream. This will help you pick an area and style of home you are looking for.
Since you most likely will need to get a mortgage to buy a house, you should make sure your credit history is as clean as possible. A few months before you start house hunting, get copies of your credit report. Make sure the facts are correct, and fix any problems you discover. Get pre-approved with a lender. You can use your own lender or The House Agents can provide you with a list of qualified lenders. The important thing is to be ready with your pre-approval so you know exactly how much you can afford and you can move quickly when you find that perfect house.
MAKING THE OFFER
What attracts you to the perfect place may also be attracting other buyers. As this is one of the most legally binding transactions of your life, it is essential you are guided by a professional. The House Agents will supply you with a sample copy of the purchase agreement and disclosures. This gives you time to review the papers and come up with questions and concerns regarding your purchase. The House Agents will prepare you for the smoothest offer process possible.
GATHERING THE INFORMATION
This is a fast moving market, speed can be the difference between getting the home of your dreams or being beaten out by the faster buyer. In order to write an offer for a property The House Agents will need the following items from you:
- Contact Information
Buying a home is perhaps one of the most important and economically binding transactions you will come across in life. The House Agents strive to lessen that burden during every phase of your experience. We are a full service agency, able to refer you to lenders for pre-approval. We can set you up with daily notifications of properties as they come on the market (and at times before). We will organize and schedule your viewings of specifically chosen properties saving you time and frustration. We will write and address all of your contractual and disclosure concerns in making an offer, handling the many steps included in closing a real estate transaction. We also assist you in any way possible with your move into your new home. This specific process is designed to make you, the buyer, feel as comfortable and supported during your new home purchase as possible.
PREPARING FOR THE HOME HUNT
There are certain things you, as the buyer, will need to do to make your home buying process easier. First it helps to know what sort of life you would like to live. The House Agents strive to help you build a life and not just buy a house. We will take you through an in-depth imagining process to help you to solidify your dream. This will help you pick an area and style of home you are looking for.
Since you most likely will need to get a mortgage to buy a house, you should make sure your credit history is as clean as possible. A few months before you start house hunting, get copies of your credit report. Make sure the facts are correct, and fix any problems you discover. Get pre-approved with a lender. You can use your own lender or The House Agents can provide you with a list of qualified lenders. The important thing is to be ready with your pre-approval so you know exactly how much you can afford and you can move quickly when you find that perfect house.
MAKING THE OFFER
What attracts you to the perfect place may also be attracting other buyers. As this is one of the most legally binding transactions of your life, it is essential you are guided by a professional. The House Agents will supply you with a sample copy of the purchase agreement and disclosures. This gives you time to review the papers and come up with questions and concerns regarding your purchase. The House Agents will prepare you for the smoothest offer process possible.
GATHERING THE INFORMATION
This is a fast moving market, speed can be the difference between getting the home of your dreams or being beaten out by the faster buyer. In order to write an offer for a property The House Agents will need the following items from you:
- Contact Information
- Legal Name (this is the name you would like on the title of the property)
- Address (current)
- Phone
- E-mail
- A copy of a letter from your lender pre-approving you for a loan that fits the offering price. It must state that it is a pre-approval and not a pre-qualification.
- A copy of the first page of your credit report showing your credit score.
- A copy of your bank statements that have your down payment amount with account numbers crossed out.
- A xerox copy of a check made out for 3% of the purchase price (this is just symbol that you are going to put 3% down within 3 days after acceptance of an offer).
- The House Agents will supply you with general disclosures that can be signed before a specific property is chosen to include in your pre-offer package, making the offer paperwork less daunting.
These elements may take several days to gather, so be prepared when that perfect home comes along. As soon as you start working with The House Agents, start to gather your offer package. This insures the fastest possible submission of your offer, and possibly that extra edge on your competition.
Download list of information needed by The House Agents to make an offer.
©2012 The House Agents / Partners Trust Real Estate Brokerage & Acquisitions / Heather W. Leikin / Lic# 01853528